Board Certified Surgeons Accepting Insurance in Phoenix, AZ

Board-certified surgeons at Phoenix Unified Surgeons accept a wide array of insurance plans to accommodate diverse patient needs. Accepted insurance providers include:

• Medicare
• United Healthcare
• Cigna
• Devoted
• Blue Cross Blue Shield
• Aetna
• AARP
• UMR

Determining if your insurance plan is accepted by a board-certified surgeon at Phoenix Unified Surgeons is crucial for ensuring that you won’t face unexpected expenses. Here’s how to verify if your plan is accepted:

Contact Phoenix Unified Surgeons Directly:
The most reliable way to check if your insurance is accepted is to contact the clinic directly. The clinic staff can verify if your insurance provider is within their network and provide detailed information regarding coverage, co-pays, and deductibles. This direct approach eliminates any ambiguity and ensures you have the correct information.

Review the Clinic’s Insurance Information:
Visit the Phoenix Unified Surgeons website, which typically provides a list of accepted insurance providers. The list may include well-known insurers like Medicare, United Healthcare, and Blue Cross Blue Shield, as well as regional or specialized plans. Although this is a helpful first step, insurance networks can change, so confirming through the office is always best.

Consult Your Insurance Provider:
Contact your insurance provider directly to confirm if Phoenix Unified Surgeons is in-network or out-of-network for your specific plan. Additionally, they will provide information about the potential costs you will incur (e.g., co-pays, deductibles, out-of-pocket maximums) and whether you need a referral for surgical services. Some insurance companies have online provider directories where you can search for in-network doctors and specialists, which can also help you find out if the surgeon you’re interested in is covered.

Use Your Insurance’s Online Tools:
Many health insurers provide online tools or apps that allow you to check which providers and clinics are in-network. You can enter Phoenix Unified Surgeons’ name or the location to verify coverage. These tools are convenient and allow you to get a quick answer before making a phone call.

Pre-Authorization:
Some insurance plans may require pre-authorization before covering surgery. This means your insurance provider must approve the surgical procedure as medically necessary before the surgery is performed. It’s important to work with the clinic and your insurer to complete this process well in advance.

By following these steps, you can determine whether your insurance is accepted and avoid surprises when it comes to medical billing.

If your insurance plan is not accepted by Phoenix Unified Surgeons, you still have several options to access the care you need. Here’s what you can do:

Explore Out-of-Network Benefits:
While you may have higher out-of-pocket expenses, your plan might still cover a portion of the costs. Contact your insurance provider to see if you can receive reimbursement for care, even though they are not in-network. Some plans have a higher deductible or co-insurance for out-of-network providers, so it’s important to understand what your plan covers.

Consider Self-Pay Options:
If your insurance doesn’t cover the surgeon’s fees, you may opt for self-pay. We may offer competitive pricing for self-pay patients, and you can discuss payment options directly with the clinic. Many medical practices offer discounts for patients who pay out of pocket or set up a payment plan.

Ask About Financing or Payment Plans:
Some clinics, including Phoenix Unified Surgeons, offer financing options or payment plans to help make surgery more affordable for patients. These plans allow you to pay for services over time rather than in a lump sum. The clinic may work with third-party medical financing companies, or they may offer in-house payment plans, which can make it easier to afford surgery even if you don’t have insurance coverage.

Seek Financial Assistance Programs:
In some cases, you may qualify for financial assistance programs, especially if you’re facing financial hardship. Phoenix Unified Surgeons may have resources or connections with nonprofit organizations that can help cover medical costs. Reach out to their billing or financial assistance department to inquire about any programs that may be available to you.

Request a Referral:
If Phoenix Unified Surgeons does not accept your insurance, you can ask your primary care physician (PCP) for a referral to another surgeon who is in-network with your insurance plan. Your PCP can help you find a surgeon who meets your needs and is covered by your insurance.

Appeal to Your Insurance Provider:
 If you’re set on seeing a specific surgeon and they’re out-of-network, you can file an appeal with your insurance provider. In this appeal, you’ll need to demonstrate that seeing a particular surgeon is medically necessary for your treatment. Include any documentation from your physician supporting the need for this surgeon’s care. If the insurance provider approves the appeal, they may authorize coverage for the out-of-network surgeon. For more information, please contact us or book your appointment online. Our office is conveniently located at 20333 N 19th Avenue, Ste 230 Phoenix, AZ 85027. We serve patients from Phoenix AZ, Sun City AZ, Peoria AZ, Surprise AZ, Glendale AZ, Scottsdale AZ, and surrounding areas.